
Jack Heard
Mortgage & Protection Adviser
Advises on residential, specialist and protection cases, with particular experience in contractor and self-employed income. Clients most often mention his clear, unhurried explanations of the process.
Friendly mortgage advice, made personal.
Based in Bath, Breeze Mortgages provides friendly, straightforward mortgage and protection advice to clients across the UK. You’ll deal directly with an experienced adviser who takes the time to understand you, explain your options clearly and support you from your first conversation through to completion.
We’re also proud to help clients closer to home throughout Bath, Bristol and the surrounding areas.

At Breeze Mortgages, we believe getting a mortgage should feel straightforward, not overwhelming. Our friendly, experienced advisers are here to guide you through the whole process, answer your questions and keep you updated every step of the way.
With more than a decade of experience in the mortgage industry, we have the knowledge to help you understand your options and find a mortgage that suits both your circumstances and your plans for the future.
We’ll be upfront about what to expect and stay on top of your application from start to finish. We’ll deal with lenders, monitor the progress of your application and keep things moving, so you’re never left wondering what happens next.
Most importantly, we take the time to get to know you. We don’t believe in a one-size-fits-all approach - we look at your individual circumstances, priorities and goals before recommending the right solution for you.
Personal advice, clear communication and support from real people - making mortgages feel that little bit more of a Breeze.
Based in the beautiful city of Bath, Breeze Mortgages was created with one simple aim - to make mortgages feel easier, clearer and more personal.
We help clients across England, Scotland, Wales and Northern Ireland with expert mortgage and protection advice, whether you’re buying your first home, moving house, remortgaging or investing in property.
We know mortgages can sometimes feel complicated, which is why we take the time to explain your options clearly and guide you through the process from start to finish. We’ll get to know you, understand what you’re looking to achieve and search the market for a mortgage that’s right for your individual circumstances.
Straightforward advice, personal service and support whenever you need it - that’s what Breeze is all about.
Tell us what you’re hoping to achieve and an experienced adviser will listen, explain your options and let you know how we can help. Your first conversation is free, with no pressure to proceed.
Call 01225 258900The team
At Breeze Mortgages, you’ll deal with a real person who takes the time to understand you and what you’re looking to achieve. No call centres or being passed around -just friendly, straightforward advice from an adviser who’s there to help.

Mortgage & Protection Adviser
Advises on residential, specialist and protection cases, with particular experience in contractor and self-employed income. Clients most often mention his clear, unhurried explanations of the process.

Mortgage & Protection Adviser
Advises on residential mortgages and protection, working closely with first time buyers and home movers from initial enquiry through to completion.
What our clients say...
Whether you’re arranging a mortgage or protecting what matters, tell us what you need and we’ll explain your options clearly. Your first conversation is free and there’s no obligation.
One of our mortgage advisers will call you back, usually within one working day. If it can’t wait, call us on 01225 258900.
No fee, no obligation
A ten minute chat will tell you what you can borrow, what it would cost, and whether the timing works. There is no charge for it and no obligation at the end.
Lines are open Mon–Fri, 9am–5:30pm.